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    This articles covers the 4 Power Steps to Financial Wellness in brief. The 4 Steps are Budgeting, Debt management, Savings & Investment and Risk Management.

  • 3As Formula for Managing Expenses

    The 3As Formula is a very useful tool to manage expenses. this article discusses the method in detail. Here Needs, Wants and the Unwanted are classified and managed for significant reduction (even 30% in some cases) in expenses.

  • Financial Wellness at the time of Covid-19 Lock-Down

    The Minimalist Lifestyle learnt during the Covid-19 lock down can enhance Financial Wellness. I am also introducing the 3A formula for classifying expenses.