Financial Wellness Forever Blog

  • From Hidden Savings to Smart Investing: A Women’s Day Wake-Up Call

    Women have always been natural savers. Remember how our mothers and grandmothers tucked away money in kitchen jars, inside saree cupboards, or between the pages of a diary? Every rupee had a purpose, carefully set aside for a rainy day. But times have changed. Today, money isn’t something we physically hold—it exists in numbers on…

  • Market Down? Should You Stop Your SIP? The Truth About Smart Investing

    Introduction: The Investor’s Dilemma The market is down, and fear is in the air. You check your portfolio, and the numbers don’t look great. You think, “Maybe I should stop my SIP (Systematic Investment Plan) until things improve.” Sounds familiar? Many investors panic when markets turn red, wondering if continuing their SIP is the right choice.…

  • Why the Budget Won’t Shake Your Wealth: Stay Calm and Invest On!

    As the budget season arrives, many people start to worry about its impact on their finances. But here’s the good news—you don’t need to! Personal finance and long-term asset allocation are built on strong foundations that remain unaffected by short-term policy changes. While budgets introduce tax tweaks and economic shifts, they don’t change the essential…

  • Unmasking Tax-Saving Myths

    Free Online session on June 28th 2024. We invite all to join our Free Online session on UNMASKING TAX SAVING MYTHS Speaker: Karthikeyan Jawahar (JK) BE, MBA, Six Sigma Black Belt, PGCPPM (IIM I), CFP Founder and Chief Mentor – Financial Wellness Forever Director @ Karma Innovations & Solutions Pvt Ltd 🗓 Date: Friday, June…

  • Max life monthly income advantage plan – should you choose this plan?

    Let us be clear about the plan: This plan, Max life monthly income advantage plan is so called a non-linked, participating individual life insurance savings plan gives you a guaranteed monthly income and the choice of customize the plan, to fulfil every planned milestone of your life. Plan features and benefits: This plan offers you…

  • 4 Power Steps For Financial Wellness – One Day Hands-on Workshop

    Hi Everyone,I am happy to announce the dates for the first in-person workshop after the corona lockdown. It is on the 23rd of April 2023 at Coimbatore. I call it the 4 Power Steps to Financial Wellness.I recognize in my sessions that managing money is only 20% numbers and 80% in the mind. This workshop…

  • Financial Wellness & Covid – Invitation

    Dear Friends, Happy to invite all to my session on the topic Financial Wellness & Covid on Tuesday 6PM, 19th May 2020. The session is organised by City Academy and Spectrum Skills Yard. City Academy and Spectrum Skills Yard are organisations created by Dr.Karuppaswamy Ramanathan to Empower Teachers and to Enhance the Skills and Knowledge…

  • Model Financial Plan – Invitation

    Creating a Model Financial Plan that is suitable for all income and age groups is a challenge. As in any scientific model, there will always be exemptions or scenarios where the model will not work. the same applies to this model also. In this online workshop, I am sharing a powerful model financial plan that…